Understanding No-Fault Insurance
No-fault insurance is the law in Kentucky in auto accident cases. Basically, no-fault allows you to collect up to $10,000 from your own insurance company for medical expenses and wage loss. You collect this even if you are at fault in causing a wreck, so it’s called “no-fault.” The actual benefits you collect are sometimes called “PIP” or personal injury protection benefits. No-fault insurance claims can become very complex, and it is important to manage these benefits from the very beginning. It’s a good idea to contact us very early in you injury accident claim so we can assist you with this.
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